Our Process

We’ve spent decades developing our financial planning process. Our Iron Horse 360˚ wealth management process is a step-by-step method we use to understand your financial goals and develop a path to get you there. There are six basic steps to this process.

Step 1: Discovery

This step is all about you. We’ll sit down with you to talk about your current personal and financial situation, your dreams and goals for the future, and your tolerance for financial risk. We go beyond talking about your numbers, and get to know you on a personal level to help us better understand how we can serve you.

Step 2: Financial Analysis

Once we know you, we get to know your numbers. We analyze your financial situation in detail, including your current net worth, cash flow, and any important tax considerations. Unlike many wealth managers, we’re also experienced tax planners and can examine issues in these areas in great detail.

Step 3: Defining Goals

Next, we work with you to set achievable goals to get you to the future you envision. We’ll talk about your specific objectives and your overall time horizon as we work towards getting you where you need to go, and do it at the right time.

Step 4: Financial Plan

With your unique goals in mind, we’ll create a tailored financial plan for you. This will include an asset allocation strategy, specific portfolio recommendations, and a broader view of how you’ll move forward towards your long-term goals.

Step 5: Strategy Implementation

Now that we’ve laid the tracks towards your goals, it’s time to get the train in motion. Following your financial plan, we’ll open accounts, allocate funds where needed, and start investing appropriately for your risk tolerance.

Step 6: Continuing Review

We believe in being long-term wealth partners for our clients. So, we provide ongoing support and advice as we continue to monitor your financial plan year after year. We’ll perform regular reviews of every aspect of your strategy and make adjustments as needed.

Get on Track Today

Are you ready to get on the right track towards your financial goals? Reach out to us today to find out how CrossRoads Financial can help you lay the foundation for a more confident financial future.